Category Archives: Life Education

Manage Your Rebellion Intelligently

  • Be sure to approach this logically.  In the past, I typically approached this with passion, zeal, emotion, and spontaneity–all ingredients that made it exciting, but ineffective and unproductive.  Take the lessons from Life Education‘s Self Improvement section: plan ahead, and make good decisions.  If you’re going to screw the system, be smart about it.  If you aren’t, you hurt yourself more than the system.  Often times in the end, you are weaker, while the system is stronger than ever. This is foolish.  Know when to rebel and when to conform: there is a time and place for effectiveness and impact.  Like in a video game, you don’t attack when the enemy’s armor is up, and you don’t use your weaknesses against the enemy’s strengths.
    • I hate the application process, interview process, evaluation process.
      • Rather than learn to deal with the constraints, I rebel in a way that hurts me more than anything else.
        • I believe it’s about being fake and mis-representing yourself (why I don’t like it), so I over do it, coming off as disingenuous, which they don’t like, and resulting in failure.
        • If they fail to see my talent or potential, I think it’s their stupidity or proof of the stupidity of the whole system, so I
          • Do a horrible job on purpose (spend no time on the application, go to the interview with no preparation)
          • Fail tests on purpose so that on record, my scores are lower than they could be, creating a dichotomy between my actual intelligence and my rated intelligence as a way to prove the inaccuracy of the system: a refusal to participate.
      • What’s actually happening is that I’m putting my worst foot forward, then blaming them for not seeing my best foot.  I’m not making it any easier for them–worsening the problem rather than fixing it.
    • I hate how superficial people are, so I forcefully diminish every superficial aspect of myself
      • I sell myself as unintelligent, unattractive, uninteresting, unsuccessful, and undistinguished.  This way I can judge people’s true colors: you are who you are when you’re dealing with someone who means nothing to you.
    • I hate the disadvantages I suffered as a result of life circumstance
      • I embrace the traits that make me who I am to the detriment of my future success.  Example: I voluntarily chose to not treat my acne because it is the mark of a poor person unable to afford medical care and cosmetics.  I didn’t want wealth to erase my past (same reason Katniss from The Hunger Games refused surgical enhancements).
  • The problem with all the above rebellion methods is that I forgot the number 1 rule of protesting: tell everyone, get publicity, and make a lot of noise.  Silent rebellion is stupid rebellion (unless it’s a secret rebellion, which is an exception).  All I did was suffer in silence for nothing: ineffective and unproductive.
  • One should also reconsider the fundamental principles upon which he or she is rebelling
    • Are you right? – I used to disrespect teachers because they didn’t agree with me, and I thought I must be right.  However, looking at my writing from just a year ago: I now think it sucks.  Yet at the time of writing, I thought it was publishable.  This experience has taught me how wrong my personal view of myself can be: even if I am completely convinced it’s good, it can still be bad.  My ability to recognize or objectively judge myself is nearly impossible: you can only judge yourself subjectively. So I need to learn to pick the right teacher’s opinions to trust, instead of just ignoring all criticisms and only listening to myself.
    • Is this the right place? – I used to believe all humans deserved to be treated with respect.  Therefore, I could wear whatever I want, and if you treated me badly, you must be a bad person.  However, what I learned from Ballroom Dance is that it was I who was being disrespectful.  When I’m competing, I was told “you want to look presentable, like someone you’d want to invite to a dinner party. You don’t want to give the judges anything that will make them think ‘whoa, what’s that’ because then it’s hard to come back from that. Remember that this is their life, ballroom, so you need to RESPECT their culture.”  Not dressing properly is actually disrespectful to the host! This taught me that I need to pick the right time and place to stage my protests, or else I would just be treating others badly and being the bad person I was judging others to be.

Resources

This post is part of AttemptedLiving’s Life Education Curriculum, a collection of core knowledge everyone should have.  Look under “Self Improvement”

To find out when those posts, and other life education writing, are released, subscribe on the side! Follow on Twitter, on Facebook, on Google+, on Tumblr.

Personal Finance

You should be aware of your CreditRating and work to keep it as high as possible. US citizens are legally entitled to a report from the three agencies every year, free of charge.  (I use www.CreditKarma.com but www.AnnualCreditReport.com and others offer the same service).  Do not mistake the above options with www.FreeCreditReport.com, which is actually a subscription service.

You should invest in a financial education. It will improve your daily decision making so that you can be wealthier over time.  I highly recommend you try to do as much of your own taxes as you can every year until you finally learn how to do it all yourself. This way you stay up to date with tax law, so you know how to manage your income in such a way to pay as little as possible. You should also, when possible, open a 401k, IRA, and personal brokerage account.  Resources to learn include:

My long term advice is to achieve financial freedom: When you have enough passive income that you never have to work again.  This is achieved by most people through a retirement account, or government supported social security.  However, the lesson here is that you can take personal control of it and, in doing so, achieve retirement at a younger age, and increase the wealth at retirement.

Here are My Notes on Retirement Accounts (Traditional and Roth 401k and IRA):

  • When withdrawing money from retirement accounts, the government considers it as ordinary income so you pay income tax on the withdraw not long term capital gains tax even if the retirement account earned money through long term capital gains.
  • The benefit of a Traditional account over a Roth account is that gains are tax deferred, so there’s more money available to generate returns.  See this website’s article for a very informative chart that illustrates the difference in contributions and returns on each account.
  • Choose Roth to pay taxes now if you think your tax bracket will be higher when you retire (high income when retired)
  • Choose Traditional to pay taxes when you’re retired if you think your tax bracket will go down (low income when retired)
  • Keep in mind the tax deduction aspects of options are only available to those who make under ~130k/191k (single/married) 2015

Fidelity’s Advice for 2013 New Years’ resolutions:

  • January = make a budget
  • Feb = focus on retirement
  • March = taxes
  • April = IRA
  • May = college savings
  • June = review/update beneficiaries
  • July = mid year investments checkup
  • August = pay down credit card debts
  • September = consolidate accounts for convenience and benefits (don’t have too many iras etc.)
  • October = year end tax planning
  • November = health and workplace benefits review
  • December Donate to Charity

See also my Family Finances post.

This post is part of AttemptedLiving’s Life Education Curriculum, a collection of core knowledge everyone should have.  Look under “Self Improvement”

To find out when those posts, and other life education writing, are released, subscribe on the side! Follow on Twitter, on Facebook, on Google+, on Tumblr.

Nutrition

List of Nutrition Research and Knowledge I’ve accumulated thus far

Breakfast
Oatmeal – Steel Cut, Rolled, and Instant refer to the least to most processing time to make the oats. They all have the same nutritional value, the difference is in the shape and cooking time you want.  Source
https://www.theworktop.com/breakfast-brunch-recipes/chinese-millet-porridge/
Apps:
  • MyFitnessPal (Free, has barcode scanner, use this one)
  • MyNetDiary
  • Eatly
1/17/14
1/12/14

vegetables at low end [chinese] restaurants are of such low quality that you are better off just going home and making your own.

This post is part of AttemptedLiving’s Life Education Curriculum, a collection of core knowledge everyone should have.  It is part of the Achieving Physical Health post in the “Self Improvement” section.

To find out when those posts, and other life education writing, are released, subscribe on the side! Follow on Twitter, on Facebook, on Google+, on Tumblr.